Anurag is a Senior Consultant at Lipis Advisors. He is a Payments Subject Matter Expert who has researched and advised regulators and payment industry on a wide range of payment themes. His expertise spans critical topics such as real-time payments, payment system benchmarking and design, fraud management, digital currencies, tokenised deposits, CBDCs, and offline payments. Anurag serves as an Expert at the Digital Euro Association, where he also assumes the role of the Chairman for their working group on Tokenized Deposits.