Paweł Gruza
Manager, an Expert on Financial & Tax Regulations

Executive Board member of PKO BP (largest Polish bank) responsible for among others: Anti-Money-Laundering, cash logistics and PL-Coin project.
Executive Board member of KGHM PM (global top 10 largest producer of copper and top 3 largest producer of silver) responsible for global sales of base and precious metals as well as management of international assets.
Undersecretary of State at the Ministry of Finance (vice-Minister) responsible for tax policy of the Republic of Poland. Implemented many reforms that minimised tax fraud and leakage by, inter alia:
forcing banks Anti-Money-Laundering systems to automatically identify potential VAT frauds and communicate suspect accounts/transactions to the tax authorities with the option to block funds before their transfer abroad,
introducing an innovative VAT Split Payment Mechanism – forcing banks to create subaccounts for businesses; these separate VAT accounts are dedicated to seamlessly receive and pay VAT to contractors and tax authority but prevent typical VAT fraud (cashing VAT and liquidating the business).
Started in consulting at Arthur Andersen and Ernst&Young.
Education: University of Warsaw – financial law; IESE Business School – Advanced Management Program, Artificial Intelligence for Executives